A home warranty usually covers the repair or replacement of major systems and appliances due to normal wear and tear—such as HVAC, plumbing, electrical, water heaters, and kitchen appliances. Coverage details may vary by plan and provider.
Homeowners insurance covers damage from unexpected events like fire, theft, or weather. A home warranty, on the other hand, protects against breakdowns of appliances and systems from everyday use. They complement each other for total peace of mind.
Most home warranty plans start 30 days after enrollment, but some providers offer immediate coverage. Be sure to check your specific plan details when signing up.
Get help when your appliances or home systems fail
Covers HVAC, electrical, plumbing, kitchen appliances & more
No huge out-of-pocket repair bills
Licensed home warranty agents — not a call center
Custom coverage options for your home, budget & needs
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